Introduction

Welcome to the acat.work application guide. This document will help you understand the architecture and usage instructions of our application.

In 2025, stablecoins completed the transformation from "crypto sidelines" to core infrastructure for global capital flow. A report released by venture capital firm a16z shows that stablecoins achieved a total transaction volume of $46 trillion in the past year, an increase of 106% compared to the previous year. Although this figure mainly reflects capital flow rather than retail payments, the scale is almost three times that of Visa and close to covering the ACH network of the entire US banking system.

In the past year, the total market capitalization of global stablecoins broke through the historical peak of $300 billion, with more than 1% of US dollars existing in the form of tokenized stablecoins on public blockchains. The adjusted transaction volume in September alone exceeded $1.25 trillion, setting a new historical record.

The US established a federal regulatory framework through the "GENIUS Act", which officially took effect on July 18, 2025, becoming the first federal law in the US specifically targeting payment stablecoins. The act explicitly requires stablecoins to be pegged to the US dollar at a 1:1 ratio, with reserve assets mainly allocated to high-liquidity assets such as short-term US Treasury bonds, and issuers must disclose the composition of reserves monthly. The EU has built the world's strictest unified regulatory framework through the "Markets in Crypto-Assets Regulation" (MiCA), which has fully covered 27 countries.

99% of global stablecoins are denominated in US dollars, with USDT and USDC collectively accounting for 87% of the market share. Overall, stablecoins have ranked among the top 20 holders of US Treasury bonds, surpassing sovereign countries such as Saudi Arabia and South Korea. The largest issuer, Tether, holds over $120 billion in US Treasury bonds. Galaxy Research predicts that stablecoin transaction volume will surpass the Automated Clearing House (ACH) system in 2026, and at least one of the top three global card networks will process more than 10% of cross-border settlement volume through public chain stablecoins, further strengthening the financial infrastructure attributes of stablecoins.

acat.work uses AI technology to automatically trade on Binance and Hyperliquid, thereby achieving preservation and appreciation of the stablecoins (USDT or USDC) you hold.

In the past 5 years, acat has brought an average annual return of over 25%. Its yield stability and risk management capabilities have stood the test of bear and bull markets. acat is very suitable for long-term investment by users. The expected return it brings can rival that of Warren Buffett's Berkshire Hathaway fund.

If calculated based on an average annual return of 25% and a conservative annual return of 20%, if you invest $10,000, the value appreciation after 5 years, 10 years, 20 years, and 30 years respectively is as follows:

Initial Capital	Annual Return	Year 5	Year 10	Year 20	Year 30	Return Type
10,000	20%	24,883	61,917	383,375	2,373,763	Conservative
10,000	25%	30,517	93,132	867,361	8,077,935	Average
10,000	30%	37,129	137,858	1,900,496	26,199,956	Excellent